Today innovation is everywhere. BNP Paribas recognizes and encourages innovation in all its forms and that’s why it organizes every year the Group Innovation Awards.
In 2010, 24 awards were given in 6 countries in the following categories: social commitment, environment, brand, process optimisation, managerial practice encouraging innovation, re-use, customer satisfaction, employee satisfaction, cross-selling, products and services.
In this focus, BNP Paribas presents its award winners.
This week, find out more about the corporate innovation award 2010 given to BNL Retail Banking, BNP Paribas Group, for its project ” BNL 2in1″ in the category “Products and Services”.
Why choose between fixed rates and variable rates when you can have the benefits of both?
BNL Mutuo 2in1 offers its customers a blended interest rate: a variable rate for the first 24 months (so that the customer can take advantage of low interest rates), which after two years automatically converts into a fixed-rate loan (offering security over the long term with a fixed-rate choosen today). A simple product that’s easy for the customer to understand.
Chiara Bima, Head of Mortgage Lending for the Retail and Private Division at BNL, explains to us what the project is all about.